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[null,"PERSONAL BUDGET"]
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[null,"EXPENSES",null,null,"INCOME"]
[null,"FIXED EXPENSES","MONTHLY EXPENSE $",null,"NET INCOME (MONEY INTO BANK ACCOUNT)","MONTHLY INCOME $"]
[null,"Rent/Mortgage",0,null,"Person 1 Income",0]
[null,"Rates",0,null,"Person 2 Income",0]
[null,"Water",0,null,"Total Net Income",{"$f":"SUM(F6+F7)","v":0}]
[null,"Electricity",0]
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[null,"Health Insurance",0,null,"MONTHLY SURPLUS","MONTHLY SURPLUS $"]
[null,"Home & Contents Insurance",0,null,"Total Fixed Expenses",{"$f":"$C$21","v":0}]
[null,"Phone",0,null,"Total Variable Expenses",{"$f":"$C$33","v":0}]
[null,"Internet",0,null,"Total Net Income",{"$f":"$F$8","v":0}]
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[null,"Gym Subscriptions",0]
[null,"Car Loan/Personal Loan",0,null,"MONEY ALLOCATION"]
[null,"Vehicle Running Costs (Fuel & Servicing)",0]
[null,"Public Transport, Paking & Tolls",0,null,"NET INCOME (MONEY INTO BANK ACCOUNT)","MONTHLY INCOME $"]
[null,"Total",{"$f":"SUM($C$6:$C$20)","v":0},null,"Fixed Account",{"$f":"F13","v":0}]
[null,null,null,null,"Variable Account",{"$f":"F14","v":0}]
[null,"VARIABLE EXPENSES","MONTHLY EXPENSE $",null,"Holiday Savings",0]
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[null,"Clothing",0,null,"One-off Expenses (gifts, weekend trips etc)",0]
[null,"Cosmetics",0,null,"Total ",{"$f":"F8-SUM(F21:F25)","v":0}]
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[null,"Activities & Outgoings",0]
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